Worksheets and checklists you can print
These pages are meant to be used, not read once. Print the claim worksheet, run the pre-storm walkaround before July, and keep the scope checklist next to any estimate you get. The decision guides help you tell whether a mop and a shop vac will do or the job needs a crew.
- Flood cleanup scope checklist A written scope is the only way to know what you are paying for and what an insurer will be asked to cover. Hold any flood cleanup estimate up against this list and ask about anything missing or vague.
- Flood claim photo and record worksheet Adjusters work from evidence. A methodical set of photos, measurements and receipts, collected in the first days, makes a flood claim faster and reduces arguments about what was damaged and why.
- Storm-season prep calendar for Castle Rock homes Flash flood season on the Palmer Divide peaks in mid-summer, but most of the work that keeps water out is done months earlier. Use this calendar to spread the tasks across the year.
- Flood cleanup glossary Contractors, adjusters and town staff each have their own vocabulary. These definitions cover the words most likely to show up in an estimate, a claim letter or a drainage conversation after a flood.
- Do it yourself or hire help? A flood cleanup decision guide Some storm water is a long afternoon with a wet-vac. Some is a multi-week project with demolition and specialized drying. Answer these questions about your floor before you decide which one you have.
- Questions to ask before hiring flood cleanup Flood cleanup is hired under stress, often by phone, often within hours of the storm. Having questions ready keeps the conversation focused and makes it easier to compare more than one contractor.
- What drives flood cleanup cost No honest page can tell you what a flood cleanup will cost without seeing the building. What it can do is explain which conditions make the job bigger, so an estimate makes sense when you read it.
- Which policy responds to which water? Water that looks the same on a basement floor can fall under three different kinds of coverage, or none. Match the source of your water to the policy that typically responds before you call your agent.
- Pre-storm drainage walkaround for hillside lots A thirty-minute walk around the house before storm season can show where the next flash flood will try to get in. Do it on a dry day with a notebook, then again during a steady rain.